Basic Program guidelines are as follows:
•Down Payment Assistance (DPA) loans of up to 4% of the loan amount.
•Total Debt to income ratios up to 50%.
•Income limit of $145,000/year statewide
•Qualifying credit scores as low as 620
•No 1st-time buyer requirements
•All buyers must take a homebuyer education class
•Single Family Homes, Condominiums and Manufactured Home can be financed.